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Wonderful Jesus Group
In this Group: Mary, Ama, Mary, Agnes, Mamuna, Daniel
Mary is 48 years old, widowed and a mother with ten children. Currently all her children are in school except for her last born who is still breastfeeding. She is a trader who sells assorted products like cooking utensils and plastics like lunch boxes, etc. She treks to Kumasi to purchase her stock of goods. She mostly sells by hawking (that is house-to-house selling). She has been in business for four year now. She has attracted lots of customers who purchase from her. Recently she has been facing challenges in her business as a result of inadequate funds to buy stock.

Mary requests a loan to buy more products like cooking utensils which are frequently demanded by her numerous customers. With this loan, she believes she will be better resourced and able to make more profit. Then, she can build a store to reduce the amount of walking on the street required to sell. She would be grateful for your assistance.

Mary is the leader of a trust bank group called ‘Wonderful Jesus’. She is the one sitting in front in the group photograph. Most of the members of this group are petty traders, food vendors and/or farmers. In this group, members guarantee for one another as social collateral to access the loan and there is peer pressure to repay the loan.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 34
    View loans »
    Ghana Loans Fundraising
  • $12,522,425
    Funds lent in using Kiva
  • 1.5
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Wonderful Jesus Group's $2,200 loan helped a member to increase inventory of cooking utensils, etc.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Jul 7, 2009
Jul 20, 2009
Currency Exchange Loss:
May 18, 2010