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Nyame Naye Group
In this Group: Belinda, Juliana, Ruth, Mary
Belinda started her fish business five years ago in the market of the town where she lives. She prepares and serves her customers with very tasty fish in the market. She buys stocks of fish from Yeji in the Brong Ahafo region of Ghana. Many people buy from her in the marketplace. She is 28 years old and single, and she currently lives in a rented apartment. She is requesting a loan to buy an increased stock of assorted fresh fish to allow for increased sales and income. She is the one standing at the back in the group photograph.

She is the leader of a trust bank group called ‘Nyame Aye,’ which means "God has done it." Most of the members of this group are petty traders, food vendors, and/or farmers. They request the loan to upgrade their businesses in order to increase sales. In this group, members guarantee for one another as social collateral to access the loan and support each other in repaying the loan.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 24
    View loans »
    Ghana Loans Fundraising
  • $12,634,025
    Funds lent in using Kiva
  • 1.5
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Nyame Naye Group's $1,350 loan helped a member to purchase fish in bulk.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Jul 7, 2009
Jul 20, 2009
Currency Exchange Loss:
May 19, 2010