A loan of $2,075 helped a member to buy margarine, flour, cooking oil and other items.


Fear Not Group's story

Ernestina is 29. She is divorced and has two children; one is in school and the other is still breastfeeding. As a single mother, responsibility for her family rests on her shoulders. For that reason she is serious about her business. She prepares pastries such as meat pies and sells them on the streets. She started selling four years ago and has seen a dramatic improvement in her business. She requests a loan to buy flour, sugar, margarine etc., to produce pastries in larger quantities

Based on her commitment and hard work she was made the group leader of a trust bank group called ‘Fear Not’. She is the one squatting in front in the group photograph. Most of the members of this group are petty traders, food vendors and/or farmers. In this group, members guarantee for one another as social collateral to access the loan and for peer pressure to repay the loan.

In this group: Ernestina, Barikisu, Ozaria, Fuseina, Auntie, Comfort


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