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Obotantim Group
In this Group: Comfort, Christiana, Kwaku , Mary, Tetteh, Yamisu, Stephen
Comfort F., 36 years old, is the divorced mother of a daughter, who is currently in school. Comfort is a committed, creative, and hardworking single mother who is prepared to work hard to provide for her child. She is a trader and trades in grocery products like skimmed milk, rice, bags of sugar, and cartons of vegetable oil, as well as offering boxes of body lotions, hair creams, and so on. She started her business seven years ago. She is the one sitting in the middle in the group photograph.

She is the leader of a trust bank group called ‘Obotantim,’ which translates as 'Solid Rock.' Most of the members of this group are petty traders, food vendors, and/or farmers. They are requesting a loan to upgrade their businesses in order to increase sales. In this group, members guarantee for one another as social collateral to access the loan and support each other in repaying the loan.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 33
    View loans »
    Ghana Loans Fundraising
  • $12,634,025
    Funds lent in using Kiva
  • 1.5
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Obotantim Group's $1,800 loan helped a member to buy a bulk supply of foodstuffs for sale.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Jul 7, 2009
Jul 20, 2009
Currency Exchange Loss:
May 18, 2010