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Julia Veronica
Julia is a member of the “Los Sureños” (The Southerners) Community Bank. She is 24 years old and has three children who are 9 years old, 3 years old, and 7 months old. Only the oldest is studying in public school.

Julia did not finish high school. She remained in her third year because she left when she was pregnant. She began to work as a street vendor selling sandals in the markets. However, a year and a half ago she decided to rent a space in the market and she began to sell children’s clothing and underwear.

Since Julia became a member of Finca, she has learned to be responsible and punctual in her payments.

Julia needs a loan of 800 PEN for the purchase of merchandise (underwear, bras). Julia’s dream is to have her own business so she doesn’t have to pay rent.

View original language description ↓
Julia es socio del Bancomunal Los Sureños, es conviviente tiene 24 años, tres hijos de 9, 3 y 7 meses, solo el mayor esta estudiando en la escuela estatal.
Julia no termino el colegio se quedo en tercero de segundaria por que salió embarazada, se puso a trabajar como ambulante vendiendo sandalias en los mercados, pero hace un año y medio decidió alquilar un puesto en el mercado. y se puso a vender ropa de niño y ropa interior.
Desde que Julia esta en Finca, aprendió ha ser responsable y puntual en sus pagos.
Julia necesita un préstamo de 800 soles, para la compra de mercadería ropa interior brasieres.
El sueño de Julia es tener un negocio propio para no pagar alquiler.

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

About Peru

  • $12,000
    Average annual income
  • 81
    View loans »
    Peru Loans Fundraising
  • $61,829,600
    Funds lent in using Kiva
  • 3.0
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Julia Veronica purchase of merchandise (underwear, bras).
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Jul 10, 2009
Jul 21, 2009
Currency Exchange Loss:
Jan 17, 2010