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Kossiwa Cécile
Due to a lack of means, this woman abandoned her studies to be a hairdresser. After her apprenticeship, she opened her own business, which she called "La Patience" (The Passion). She has been involved in the business of selling beauty products. She has noticed that the business of beauty products is going well and she wants to increase this business and is requesting a loan from WAGES for 25 hair extentions, 15 weaves, 5 for curly hair and a variety of items.

She is single and will support the needs of those she cares for with the revenues from this business.

View original language description ↓
Faute de moyens, cette femme a abandonné les études pour apprendre la coiffure. Après son apprentissage, elle a ouvert son propre atelier qu’elle a nommé « LA PATIENCE ». Elle a associé à ce métier le commerce de produits de beauté. Elle a remarqué que le commerce de produits de beauté marche bien, elle veut l’agrandir et sollicite de WAGES un crédit pour acheter 25 mèches, 15 tissages, 5 Curly et divers.
Elle est célibataire et subvient à ses propres charges grâce aux revenus de cette activité.

Additional Information

About Women and Associations for Gain both Economic and Social

This loan is administered by Women and Associations for Gain both Economic and Social (WAGES), Togo’s second-largest microfinance institution. Along with a wide range of savings and loan products, WAGES offers its clients training programs in basic literacy, health care (HIV/AIDS and malaria), and business-related subjects (business management, marketing, accounting). You can show your support for WAGES by joining its lending team!

About Togo

  • $1,500
    Average annual income
  • 8
    View loans »
    Togo Loans Fundraising
  • $9,000,575
    Funds lent in using Kiva
  • 462.8
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Kossiwa Cécile to purchase hair extensions, weaves, curly hair and a variety of other items.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 20, 2009
Jul 20, 2009
Currency Exchange Loss:
Aug 15, 2010