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Flora M. G. is 37 years old and has been married for more than 17 years. She has 3 daughters, ages 15, 8, and 6. The three girls help care for the cows after school. Flora lives in the community of Maica Central in Cochabamba, where she has 3 cows, whose milk she sells to a micro-business that has been making cheese for more than 15 years.

Flora takes care of the cows all day with the help of her sister-in-law, a 17 year girl who goes to school at night. Her husband works as a carpenter out of their home, making doors, chairs, tables, etc.

This loan will be used to purchase feed for her cattle, ensiled sorghum, cornhusks, and balanced feed. Improving the feed for the dairy cows will increase their milk production, and thus increase her income so that she can purchase more cows and improve her quality of life. In the future she dreams of taking out another loan to purchase more cows.
View original language description ↓
La señora Flora M. G. tiene 37 años y está casada por más de 17 años. Tiene 3 hijas, una niña de 15 años, otra de 8 años y la menor de 6 años. Las tres ayudan con el cuidado de las vacas después de la escuela. La señora Flora vive en la comunidad de Maica Central en Cochabamba, donde tiene 3 vacas, cuya leche vende a una microempresa que produce queso por más de 15 años.

La señora Flora cuida las vacas todo el día con la ayuda de la hermana de su esposo una chica de 17 años que por las noches va a la escuela. Su esposo trabaja como carpintero por en su domicilio, haciendo puertas, sillas, mesas etc.

El préstamo será destinado para la compra de alimento para su ganado, silo, chala y alimento balanceado. Mejorando la alimentación de las vacas lecheras incrementarán la producción actual de leche, y así mejoraran sus ingresos de tal forma que esperan poder comprar más vacas y mejorar su calidad de vida y sueñan en un futuro sacar otro crédito para poder comprar mas vacas.

Additional Information


CIDRE is a Bolivian microfinance institution with a strong social commitment to the community. It works to provide quality financial services to rural and peri-urban borrowers, focusing primarily on agricultural loans for dairy farmers and micro-enterprises. CIDRE targets segments of the population that have not traditionally had access to credit, and invests in much-needed community development projects. It is currently working with coca farmers in the Chapare region to replace coca with less controversial crops. Get more involved by joining the Friends of CIDRE lending team.

About Bolivia

  • $5,500
    Average annual income
  • 124
    View loans »
    Bolivia Loans Fundraising
  • $36,721,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Flora purchase feed for dairy cows (ensiled sorghum, cornhusks, and balanced feed).
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jul 17, 2009
Jul 19, 2009
Currency Exchange Loss:
Aug 15, 2011