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Gái's Group
In this Group: Gái, Thao, Lan, Nga, Hai
Gái Thị N. was born in 1963. She lives in Luc Canh village, in the Xuan Canh commune, with her husband and two sons. Her husband is a truck driver. The older son is in high school. The younger son is at home. Ms Gai has a small store at home. She has borrowed via microfinance for two years. This time, she needs 5,886,000 VND (or ~$330 US) to buy goods to sell.
No: 010107010001

There are four other fund participants in her group:

Thảo Thị Phan was born in 1981. She cooks for a factory and breeds pigs and poultry. She needs 3,270,000 VND (or ~$185 US) to buy food for them.
No: 010107010003

Lan Thị Quỳnh N. was born in 1951. She has two children. She wants to borrow 5,014,000 VND (or ~$280 US) for a small business.
No: 010107010002

Nga Thị Phạm was born in 1954. She has two children. She has an electrical shop. She wants to borrow 5,014,000 VND (or ~$280 US) to buy electrical goods for her shop.
No: 010107010005

Hải Thị Hoàng was born in 1976. She has two children of school age. She wants to borrow 4,578,000 VND (or ~$255 US) to buy vegetables to sell at the market.

Additional Information

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $5,600
    Average annual income
  • 129
    View loans »
    Vietnam Loans Fundraising
  • $16,231,400
    Funds lent in using Kiva
  • 17,805.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of Gái's Group's $1,375 loan helped a member to buy goods to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 16, 2009
Aug 18, 2009
Currency Exchange Loss:
Sep 15, 2010