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Dionesia A., 38, lives in Phase 4, Bagong Silang, Caloocan City. Her husband died seven years ago. She has three children. The eldest has just finished college and is now helping her send the two younger kids to school.

Dionesia, like many Filipina women entrepreneurs, sells cosmetics, shoes, and bags consigned from prominent brands to clients on installment terms. She earns P2,500.00 every week from this business, augmenting her regular salary as a storekeeper at a nearby water refilling station. Working at the water refilling station also provides an opportunity to market her products (see picture of Dionesia inside the water station with her products).

While most of the loan she has applied for will be used for inventory for her business, Dionesia will use part of the P14,000 loan to construct a perimeter fence around a parcel of land she purchased with her savings.

CCT is a Filipino family-oriented and Bible-centered development organization that provides and creates equal business opportunities for small-scale Filipino entrepreneurs through loans and social interventions.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 358
    View loans »
    Philippines Loans Fundraising
  • $65,916,575
    Funds lent in using Kiva
  • 48.0
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Dionesia to purchase more cosmetics, shoes and bags and build a perimeter fence.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 29, 2009
Jul 17, 2009
Currency Exchange Loss:
Jan 15, 2010