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Sen M., 39, has an occupation weaving cotton cradles to earn a living. She started her investment nine years ago and is currently earning $3 per day. In her business actions, she has three school-aged children who also assist her in making cradles when they are free from studying. Her husband helps be responsible for the family by selling ice cream. The family faces the fact that their house is often cracking during the heavy rains. Thus, Sen M. would like a loan of $300 to purchase a housing tool to paint her old house.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 62
    View loans »
    Cambodia Loans Fundraising
  • $41,788,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Sen to purchase tools to paint her old house.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jun 29, 2009
Jul 16, 2009
Currency Exchange Loss:
Jun 24, 2010