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Jamileth Del Carmen
Jamileth, 33, is single, and she has a three year old daughter. For nine years she has worked as a secretary for judicial proceedings in Juigalpa.

She is asking for her first loan to be able to make improvements to her home. She will put in a ceiling because in the winter there are a lot of insects that could be harmful to her small daughter. She also wants to buy and install a better quality door to make her house safer. The door she currently has is deteriorating.

She dreams of giving her daughter the best living conditions that are within her reach to give her. It is the only thing that she can leave her for the future.
View original language description ↓
Jamileth, de 33 años de edad, es soltera, tiene una niña de 3 años de edad, trabaja como secretaria de actuaciones en el poder judicial de Juigalpa desde hace 9 años, esta solicitando su primer credito a esta institucion para poder realizar mejoras a su vivienda, como es ponerle el cielo razo, ya que en el invierno aparecen muchos insectos que pueden ser perjudiciales para su pequeña hija, ademas desea comprar e instalar una puerta de mejor calidad que le brinda seguridad a su casa, ya que la que actualmente tiene se esta deteriorando. Sueña con darle a su hija las mejores condiciones que esten a su alcance pues es lo unico que puede dejarle para el futuro.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 63
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 20.4
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped Jamileth Del Carmen install a ceiling and a door.
100% repaid
Repayment Term
25 months (Additional Information)
Repayment Schedule
Jul 16, 2009
Jul 18, 2009
Currency Exchange Loss:
Jun 15, 2011