A loan of $750 helped to increase stock in her shop.


Marta Chavela's story

Marta Chavela D. N. was born in Changalane, a community 38 km from the town of Namaacha. She is 40 years old and has three children between the ages of 5 and 18. All of them are still in school.

Marta started her own business after her father-in-law's death. He owned a large store 7 km from Namaacha in Macuacua. Because she was the only daughter-in-law who was legally married, it was left to her to care. Her husband owned a tractor and worked on small farms to earn money to help his wife with her business. Years later there was a family dispute over the distribution of the deceased's assets, and she was on the verge of bankruptcy. A cousin told our client about our services, and she came to us to request a loan in the amount of 10,000 meticals to improve her business. She has been successful. Because of her store's location near the border with Swaziland, most consumers do their shopping in the neighboring country. She travels once a month and has the best products (sugar, rice, and beverages). She makes 4000 meticals profit each month and saves 1000 meticals, since she has the help of two employees and of her husband, who raises cattle and owns 32 head. In addition to her children, Marta takes care of her mother, sending her 1000 meticals every three months.

This is Marta's second loan with Hluvuku and her first with Kiva. She used to first to improve her business, since she was near bankruptcy. This 20,000 metical loan will be used to increase the volume of her stock. She is confident that she will pay off the loan early and request a new one to continue expanding her business and start selling wholesale.

Translator profile picture

Translated from Portuguese by Kiva volunteer Andrea Rosenberg


Loan details


Lenders and lending teams



Loan details