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Only Jesus Group
In this Group: Mercy, Agnes , Rose, Doris, Fatima, Amehodah, Margeret, Mary, Mary
Mercy (seated first from left) is a 45-year-old married mother of three children. She is a farmer and runs a provision store as well. Mercy is the leader of a trust bank group called ‘Only Jesus’. The members of this group are mostly traders, food vendors or farmers. They work to support their spouses in providing for their families.

The group members buy their raw materials, wares or goods from other towns and sometimes from nearby communities, and sell in the local market square. Some of them trek to other towns to sell on their market days as well. The members have been in business for some time and have acquired experience in their businesses. It is in light of this that they are requesting a loan to procure more goods to expand their businesses.

The members of the group guarantee for one another as social collateral to access the loan. It is their desire to give their children the best education they can afford.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 19
    View loans »
    Ghana Loans Fundraising
  • $12,521,275
    Funds lent in using Kiva
  • 1.5
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Only Jesus Group's $3,225 loan helped a member to buy more stock.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 7, 2009
Jul 15, 2009
Currency Exchange Loss:
Mar 4, 2010