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Charles' Group
In this Group: Charles, Teddy, Betty, Aminah, Sarah, Deborah, Pross, Frista, Immaculate, Juliet, Allen, Halima*, John, Isaac, Abdul, Robert
* not pictured
Charles S. S. is a hard working and devoted 53-year-old man. He is married with 12 children aged from 29 to 10 years, of which 2 are still in school, and he also cares for 7 dependants, including grandchildren.

Charles has had a business selling waragi, a local brew, since 1984. His idea of getting loans was to help improve the quality of his waragi. The main challenges affecting his business are the debtors that take a long time to pay, the poor quality raw inputs in instances where he cannot afford to purchase the good ones, as well as a lack of charcoal because of the rainy season.

After having access to the loans, Charles is now able to make quality waragi, in addition to improving his customer care. He has a hope of ensuring that all his children attend school. He needs a loan to help purchase more raw materials like bananas, yeast, and firewood for making waragi. He is a member of the Bakyala Kwekulakulanya group in Lugazi.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 152
    View loans »
    Uganda Loans Fundraising
  • $33,625,325
    Funds lent in using Kiva
  • 2,090.5
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Charles' Group's $4,775 loan helped a member buying raw materials for making waragi, a local brew.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jun 30, 2009
Jul 15, 2009
Currency Exchange Loss:
Nov 15, 2009