A loan of $2,200 helped to purchase seeds and fertilizer.

Uraljon's story

H. Uraljon is 23 years old, with his two small children and his wife he cares for. He is a very hardworking young man. He has land on which he grows wheat and onions and his wife sells their produce in the market. When she goes to sell their produce, Uraljon remains behind to farm.

What most aggravates Uraljon about this activity is that when the opportunity to sell things arrives, sometimes he makes a lot and sometimes the market isn’t as kind to him. With the loan requested from Kiva, he would buy seeds and fertilizer for his field. Uraljon hopes that the prices of wheat will hold up, because he says that this will make his farming worth the sacrifice.

More about Tajikistan and IMON International
Tajikistan is known for its rich history, which includes a key post along the Silk Road and the end of Alexander the Great's rule. It has also produced great thinkers, philosophers, scientists and poets, including Rudaki, Avicenna, Ferdowsi, Omar Khayyam, Jomi, and Rumi. The country is home to communities that still speak the ancient Sogdian language, epic mountain passes, and a civilization that dates back to the 4th millennium B.C. And, even today, it is a complex mixture of the Islamic faith, Soviet culture, New West culture and Central Asian traditions.

But Tajikistan is also the poorest of the former Soviet republics. The civil war, which ignited soon after its independence from the U.S.S.R., further damaged the already weak economy. In addition, 93% of the country is mountainous and only 7% of the land is arable. These conditions have resulted in high levels of unemployment and have forced hundreds of thousands to seek work in other countries, mainly Russia. While the people of Tajikistan are working to improve its agricultural production and manufacturing sector, nearly two-thirds of the population still live in abject poverty.

IMON's History
Since December 2007, IMON International has worked closely with Kiva and Kiva lenders to ensure that poor and low income clients represent a viable business proposition. Funds raised through Kiva have already been distributed to thousands of IMON International's clients and will continue to provide thousands more with permanent access to the varied financial services they need. To learn more about IMON International's work, please visit: www.imon.tj

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