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Leng R. is 51 years old and a resident of Phnom Penh town where she has owned a plot of land since 1979. She grows rice crops, which she plants twice a year. She is widowed and the mother of two children: one is married and lives away from the family home and the other one is single and works in the garment industry. Leng R. works hard at her business activities every day and never wastes time. Recently, Leng R. faced the fact that her house cracks down during heavy rains. To solve this problem, she requested a loan to hire a repairer to repair her old house.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 77
    View loans »
    Cambodia Loans Fundraising
  • $41,788,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Leng to repair her old house.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jun 16, 2009
Jul 14, 2009
Currency Exchange Loss:
Apr 15, 2010