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This borrower makes dairy products with the milk that her 15 cows produce. Right now, she is making cheeses and manjar (a caramel-like spread) to sell in local markets. A small container of manjar sells for $1 US, and a small mold of cheese sells for approximately 75 cents.

She is a native of Tambo Real, a rural community that is located in the Zurite district of Anta, approximately an hour and a half from the city of Cusco. She is 41 years old, married and has three children.

This borrower plans to use this loan to help finish building the house where she and her family reside. She will purchase cement, stones and blocks needed for construction.

She is a member of the Real Solidarity Bank, made up of 14 members who are in their second loan cycle with Arariwa. They are collectively committed to repaying the loan on time, and are also collaborating in a group savings account that serves as emergency funds for their members.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Peru

  • $12,000
    Average annual income
  • 41
    View loans »
    Peru Loans Fundraising
  • $64,458,600
    Funds lent in using Kiva
  • 3.0
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped this borrower to purchase construction materials for home.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 10, 2009
Aug 4, 2009
Currency Exchange Loss:
Feb 15, 2010