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Mrs. Naov Shem Village Bank Group
In this Group: Naov, Han, Neang, Sophorn, Sokh Noen, Hang, Sokhneang, Sokha, Shimorn, Samoun, Soy, Soen, Sareth, Yeng, Hon, Phea, Pov, Sokhoeun
This village bank, which consists of eighteen members, is located in Tareap DoU. village in Kandal province. The members plan to use the loan for different purposes. Mrs. Naov S. is the village bank president, and was selected by the members. She sells fish at the local market. Her husband, Mr. Sab Van H., is a fisherman. He is facing a challenge with his fishing, because he does not have enough materials to support his work. Thus, Mrs. Naov S. decided to ask for a loan to purchase fishnets for her husband’s work.

She is a 48 year old mother of eight children, two of whom are employed in a garment factory while the other two are fishermen, one stays at home to do housework, and the others are enrolled in the local school. Mrs. Sokhneang L. was not present for the picture, so her husband is presented in the photo instead.

Additional Information

About AMK

Angkor Microfinance Kampuchea (AMK) is a leading microfinance institution in Cambodia with a wide reach of operations. AMK works with over 6,000 villages and serves clients in every Cambodian province. With an average loan size of US$115, AMK’s focus is to provide credit and savings products to the very poor in rural areas. For more information, please visit AMK's website.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 208
    View loans »
    Cambodia Loans Fundraising
  • $40,009,875
    Funds lent in using Kiva
  • 4,154.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Mrs. Naov Shem Village Bank Group's $2,950 loan helped a member to purchase fishnets for her husband’s fishing.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 24, 2009
Jul 13, 2009
Currency Exchange Loss:
Jul 15, 2010