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Mrs. Socheat Uch Group
In this Group: Socheat, Savoeurn, Sitha, Vath, Phall, Seam, Say, Sody, Heng, Sophea, Hong, Sareth, Mach, Ren*, Ri, Savoen, Sopheap, Moen, Naren, Savoen, Sareth, Channy, Sam Ourn, Phalla, Kheang*, Vanny, Seang, Sarouern, Samorn, Srouy
* not pictured
The village bank, which consists of 30 people who will use the loan for a variety of purposes, is located in Ta Reap Doun Sor village in Kandal Province. Mrs. Socheat U., the village bank president, is a vegetable seller in the local market. Since this business is going well, she wants to expand it and so is requesting a loan to buy different kinds of vegetable to resell in the local market. Her husband, Mr. Pov Borin, is a motorbike taxi driver who can make a small income to support the whole family. Mrs. Socheat U. is 29 years old and the mother of two children, four and five years of age.

Four members in this village bank loans have end-of-term loan and the rest have monthly payment loans. The former are not required to pay any principal on the loan until the very end of the loan term. End-of-term (EoT) loans are AMK’s main product because they are the most beneficial to Cambodia’s poor, allowing thE. to repay portions of the principal whenever they are financially able to. Most clients start to make payments many months before the end of the loan term. Almost all of AMK’s clients make their payments on time. AMK has a delinquency rate of only 0.09% and a default rate of 0% on Kiva.

Additional Information

About AMK

Angkor Microfinance Kampuchea (AMK) is a leading microfinance institution in Cambodia with a wide reach of operations. AMK works with over 6,000 villages and serves clients in every Cambodian province. With an average loan size of US$115, AMK’s focus is to provide credit and savings products to the very poor in rural areas. For more information, please visit AMK's website.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 70
    View loans »
    Cambodia Loans Fundraising
  • $41,753,700
    Funds lent in using Kiva
  • 4,154.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Mrs. Socheat Uch Group's $4,275 loan helped a member to buy different kinds of vegetable to resell in the local market.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 6, 2009
Jul 13, 2009
Currency Exchange Loss:
Aug 15, 2010