A loan of $125 helped to purchase additional products to sell.

Merlinda's story

Merlinda D. is from the village of Kinuman Sur, Ozamiz City, Misamis Occidental. She is 30 years old, and married with one young child. To make a living, Merlinda owns and operates a business venture in the retail sector running a sari-sari or general store. While not the only means for generating revenue, the main source of income for the business comes from selling both food and daily use products in the local community. Merlinda has been engaged in her business for over a year and earns approximately 1000 PHP a month from these activities.

In 2009, Merlinda joined Kiva partner, GDMPC, to gain access to financial services to help improve her living situation and ability to engage in business activities. Merlinda is requesting a loan of 5000 PHP, which will be used to purchase additional products to sell. This loan will be her first from GDMPC. She plans to use the additional revenue generated from the business to improve her family's general living conditions.


GDMPC is one of the most progressive cooperatives in Mindanao, Philippines. It has four branches and three unit offices covering the provinces of Zamboanga del Sur, Lanao del Norte and Misamis Occidental. Its membership is composed mostly of farmers, fisherfolk and small entrepreneurs.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

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