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Sandra Maria
Sra. Sandra Maria E. A. is 28 years old, and single. She has two children, who are not in school yet. Her business is to offer the services of rental phones, and sales of cards to recharge minutes for cell phones. She has had this business for more than four years. She decided to look for a source of income for her family, since her two children have many needs, and as a responsible mother, she decided to foray into this work.

Sometimes Sandra has to spend a lot of time in the sun, because her small business is located in a place where many people pass by, and that is how she decided to move forward with her business. The money that she is requesting is for working capital for the purchase of telephones, and recharge cards to supply the demand of her customers. Sandra´s dream is to succeed in obtaining a cyber-cafe where she can give better services to her customers.

View original language description ↓
La Señora Sandra María E. A. tiene la edad de 28 años. Es una joven soltera. Tiene 2 hijos y todavía no asisten a una escuela. Su actividad económica es ofrecer los servicios de alquiler de teléfonos, venta de recargas telefónicas. Hace más de 4 años que se dedica a este negocio. Ella decide buscar una fuente de ingresos para su familia, ya que sus hijos tienen muchas necesidades, y como una madre responsable decide incursionar en este trabajo, algunas veces Sandra tiene que pasar mucho tiempo bajo el sol, porque su pequeño negocio está situado en un lugar donde transitan muchas personas y es así como decide seguir adelante con su negocio. Por lo que el dinero que solicita es para capital de trabajo para la compra de teléfonos, recargas para abastecer a la demanda de sus clientes. El sueño de Sandra es lograr obtener un cyber en donde pueda darles un mejor servicios a sus clientes.

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).

About Nicaragua

  • $4,800
    Average annual income
  • 63
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 20.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Sandra Maria working capital.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jun 30, 2009
Jul 11, 2009
Currency Exchange Loss:
Jun 15, 2010