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Mr. Phy S., 24, is a good father caring for a lovely young child. He and his wife currently earn their daily income by selling fresh fish in Psa Tmeiy Market located in Siem Reap Province. This young couple retails fish that they buy in bulk from their wholesale suppliers who are fisherman who fish in Tunle Sap River. They have been running this business for over nine years and earning an average of US$ 5 profit per day.

Approaching fishing season, the fish is commanding the lowest price. Therefore, Phy S. requested a loan for capital to order various type of fish at the cheapest price, which he can sell at higher prices.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 206
    View loans »
    Cambodia Loans Fundraising
  • $39,926,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Phy to order various types of fish.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jun 30, 2009
Jul 9, 2009
Currency Exchange Loss:
Jun 24, 2010