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Dinara's Group
In this Group: Dinara, Gulmira, Mairamkul, Gulyasyl, Kachkyn
M. Dinara is this group’s leader. She teaches English in a local school and at the same time holds the position of Vice Principal. She has three children: two sons, both of whom work, and one daughter, who is a school student.

About a year ago Dinara started her own business of cattle raising. She bought two calves and now these calves have gained weight and in fall she is going to have them sold or slaughtered for meat. She wants to expand her business and needs a loan to build a new yard for her cattle as the one she has at the moment is in a bad condition. This yard is not suitable for her cattle in wintertime and therefore she is taking precautionary measures now, so that she does not lose her cattle in winter.

She says that having a business apart from a regular job helps her be constantly active and motivated.

The other members of the group include Mairamkul, Gulyasyl, Kachkyn and Gulmira.

Mairamkul is a married woman aged 51. She owns a small shop and besides that makes national carpets. She needs a loan to rebuild her yard for her cattle and to increase its area.

Gulyasyl is a housewife. Many years ago her family bought some cattle and since then she has raised it and now she sells her cow’s milk. All of her children have their own families, but she prefers to live independent of her children.

Kachkyn is the mother of four children and works in construction. At the same time she manages to breed cattle for which she has ten-years of experience. She has a pretty decent income and now needs a loan to purchase some more cows.

Gulmira also works at a construction site in the capital. She used to work as a masseuse. Then she bought some calves and started cattle raising. She wants to purchase some more calves to raise them for her son’s wedding and then to resell the rest.

As can be seen, all the members of this group combine two or more jobs and that makes them even more passionate about their plans.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance, a young and ambitious socially-focused MFI in Kyrgyzstan.

Mol Bulak Finance is strongly committed to the principles of sustainable development on the basis of the 3-Ps concept - People (building human capital and taking care of its customers and the society as well), Profit (to be profitable in order to grow further) and the Planet (taking care of the environment). It is also the only MFI in Kyrgyzstan that delivers its services to customers 365 days a year. To learn more about Mol Bulak and view a Video presentation about the organization, please visit:

If you would like to support and learn more about Kyrgyzstan and micro-finance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan - at Members will get special updates and news from the Kiva Fellows in Kyrgyzstan and from Mol Bulak staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 61
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,018,650
    Funds lent in using Kiva
  • 43.1
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Dinara's Group's $1,325 loan helped a member to build a new yard for her cattle.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jun 26, 2009
Jul 9, 2009
Currency Exchange Loss:
Nov 15, 2009