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Marlene P. is a 40-year old married woman. She has five children and unfortunately, the twin babies inside her womb were aborted just recently for reasons she don't know. It was a indeed a heartbreak for Marlene and her husband, Jimmy, because they did not know that the six month fetus inside her womb were twins. Because of poverty and no enough nutritious food taken, she might have not given them proper nurture. However, Marlene had to move on with her life and her dreams for her other five children. She recently applied for a loan in ASHI amounting to PhP 48,000 in order to purchase a motorcycle in installment basis having a downpayment of Php20,000 and sidecar in cash payment of Php30,000 for her tricycle (motorcycle with sidecar attached to it) for her husband to drive.

Tricycle is one of the main means of transportation of people coming in and out of the village all throughout the municipality. Marlene's husband has been driving a tricycle for hire owned by other people for 20 years now. This is Marlene's daily source of income since her farming business which was her primary business since the beginning of her membership in ASHI, can only generate income every four months. With the increasing need of her family finances her husband and their farming business can hardly sustain, they have to increase their income. Having their own tricycle to be driven by her husband, the whole of his daily earnings will go to the family because he doesn't have to pay for the tricycle rental.

Having been a very good member of ASHI in the past nine years, showing a very good performance in payment, attendance and business, there would be no doubt that Marlene will be able to do better with her present loan applied. Her dreams of giving her children better education and better life motivates her to move on and make good in her business.

Additional Information

About ASHI

Ahon Sa Hirap, Inc. has the distinction of being the oldest existing replication of Grameen methodology for delivering credit to the poor in the Philippines. With more than a third of the nation’s 90 million Filipinos living below the poverty line, ASHI was established with the vision of helping to alleviate poverty in the Philippines. Translated from Tagalog, Ahon Sa Hirap means “to rise above poverty.”

Empowering women dedicated to supporting their families through hard work and dedication, ASHI lends 100% to women and specifically the bottom 50%, so the “poorest of the poor.” In addition to general business loans, ASHI also offers educational loans, house repair loans, savings funds, and social development programs for its members. ASHI is committed to translating its social mission into practice.

About Philippines

  • $7,000
    Average annual income
  • 368
    View loans »
    Philippines Loans Fundraising
  • $70,831,400
    Funds lent in using Kiva
  • 48.4
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Marlene a motorcycle and sidecar (to be attached to the motorcycle).
100% repaid
Repayment Term
25 months (Additional Information)
Repayment Schedule
Jul 2, 2009
Jul 9, 2009
Currency Exchange Loss:
Jul 25, 2011