A loan of $1,825 helped to purchase seeds and fertilizer.

Abdukhalil's story

T. Abdukhalil is 50 years old and lives in Shahristan, Tajikistan, with his wife who helps him with household expenses. They have three children: two help with the agricultural work, and one is studying. For his family’s sake he hopes to make improvements to his house that is too old.

For the past five years, Abdukhalil has worked as a farmer; he began working as a farmer with the support of his parents. The biggest difficulty that he faces is a lack of financing and the pests that affect his crop. His future plan for his crops is to be able to make irrigation channels.

With the loan Abdukhalil will purchase fertilizers and supplies to apply to his crop to be able to harvest a good crop to sell for better prices in the market.

More about Tajikistan and IMON International
Tajikistan is known for its rich history, which includes a key post along the Silk Road and the end of Alexander the Great's rule. It has also produced great thinkers, philosophers, scientists and poets, including Rudaki, Avicenna, Ferdowsi, Omar Khayyam, Jomi, and Rumi. The country is home to communities that still speak the ancient Sogdian language, epic mountain passes, and a civilization that dates back to the 4th millennium B.C. And, even today, it is a complex mixture of the Islamic faith, Soviet culture, New West culture and Central Asian traditions.

But Tajikistan is also the poorest of the former Soviet republics. The civil war, which ignited soon after its independence from the U.S.S.R., further damaged the already weak economy. In addition, 93% of the country is mountainous and only 7% of the land is arable. These conditions have resulted in high levels of unemployment and have forced hundreds of thousands to seek work in other countries, mainly Russia. While the people of Tajikistan are working to improve its agricultural production and manufacturing sector, nearly two-thirds of the population still live in abject poverty.

IMON's History
Since December 2007, IMON International has worked closely with Kiva and Kiva lenders to ensure that poor and low income clients represent a viable business proposition. Funds raised through Kiva have already been distributed to thousands of IMON International's clients and will continue to provide thousands more with permanent access to the varied financial services they need. To learn more about IMON International's work, please visit: www.imon.tj

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