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Kalisizo South Namujuzi Josephine Group
In this Group: Josephine, Teo, Annet, Florence, Florence, Milly*
* not pictured
Josephine N. is 32 years old and the single mother of three children, all of whom are in school. She also cares for a younger sister who is still in school. For the last 10 years, she has made a living buying and selling bananas. She is applying for this loan to to buy bananas in bulk for reasle to her customers. Josephine is a hardworking businesswoman whose dream is to educate her children and build a house.

Additional Information

About BRAC Uganda

This loan is administered by BRAC Uganda, a registered non-governmental organization (NGO) in Uganda that is also a part of the BRAC international network. BRAC Uganda attempts to address poverty through a holistic model, offering programs in education, health, water & sanitation, agriculture, and microfinance. BRAC Uganda’s microfinance program aims to provide the poor with easy, reliable, and efficient access to institutional financial services, and reaches over 150,000 families in Uganda. For more on BRAC Uganda, please see our partner page, and join our lending team, Friends of BRAC Uganda.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 128
    View loans »
    Uganda Loans Fundraising
  • $33,852,025
    Funds lent in using Kiva
  • 2,083.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Kalisizo South Namujuzi Josephine Group's $1,350 loan helped a member to buy bananas in bulk for resale.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Jul 1, 2009
Jul 7, 2009
Currency Exchange Loss:
May 15, 2010