A loan of $625 helped to buy a motorcycle and sidecar and pay related fees.


Josephine's story

Josephine I. is happily married to Joseph Isarel. They were blessed with four children: Shiela, Crezyl, Gheavelle, and Jonavilee. Shiela is the eldest and is already a teacher, while Gheavelle, the youngest, is in elementary grade. Crezyl is in college and Jonavilee is in high school. For Josephine, having a child who has graduated from college is a source of pride and the best prize a mother could ever have from her hard work. Josephine is 43 years of age yet strong and determined to keep on with the business she started in order to provide for her three children who are still studying. Her husband is supporting her decisions.


Since she was young, Josephine has been involved in the farming business. Her parents’ source of income was planting rice. When Josephine joined ASHI, this was the kind of business she started with and maintained until now. Since Josephine's husband knows not only how to farm and plant rice but also how to drive a motorcycle, Josephine thought of taking out a loan from ASHI to buy a tricycle (motorcycle with sidecar attached to it) for a service transport business and vehicle-for-hire business as their alternative source of income whenever it is not yet time to harvest and sell rice.


The tricycle is the main means of transportation in the village where Josephine and her family live. People coming in and out of the village and all over the municipality take a tricycle. Therefore, with a tricycle business, Josephine's husband will be able to earn income on daily basis, and Josephine will no longer need to worry about where to get money to buy food for her family or money for the educational needs of her children. The tricycle could also be very important for her in marketing her products, since it would bridge the gap between Josephine's location and the distant main municipality where her market is.



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