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Razia Muhammad Mansha Group
In this Group: Razia , Mumtaz , Bilquis , Shahnaz Akhtar, Anwar
Mumtaz Baji wants a loan to buy a musical instrument (guitar) for her musical band. Bilquis Baji wants a loan to buy groceries for her grocery shop. Shahnaz Akhtar Baji wants a loan to buy carpets to sell. Anwar Baji wants a loan to buy a buffalo for her milk-selling business.

Razia Baji is the group leader of the aforementioned ladies. They all have resided in a city named Pakpattan, Pakistan. Razia Baji is an uneducated lady because her parents couldn’t afford her education expenses. She insisted her mother teach her a carpet-weaving skill. With this skill, she was able to start her own carpet-weaving business. Now her skill rewards her in the shape of money. She used her amount as needed. Her husband's name is M. M., and he has a barber shop in the community. Razia Baji is applying for a loan to buy items (scissors, chairs, and a mirror) for her husband’s barber shop.

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Note: Razia Baji is seated in the picture, wearing a black shawl and showing her business.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 248
    View loans »
    Pakistan Loans Fundraising
  • $17,631,450
    Funds lent in using Kiva
  • 81.6
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Razia Muhammad Mansha Group's $1,175 loan helped a member to buy items for her barber shop.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jul 7, 2009
Jul 7, 2009
Currency Exchange Loss:
Jul 15, 2010