A loan helped to pay for her university degree in Arts and Sciences.


Sophio's story

Sophio is 25 years old and a first-year student in a Master's degree program at Ilia State university. She studies in the department of Arts and Sciences.

Sophio lives in Tbilisi, the capital city of Georgia. Her mother helps her to pay the tuition fees, but as Sophio wishes to pay her fees herself, she applied for this student loan from Credo. It is a joint product with Kiva.

Sophio is a very motivated young woman who is confident about her potential. She assures lenders that she will be an excellent student in order to be able to return their money.


This loan is special because:

It allows low-income students to pursue education and find jobs before repaying.



Loan details


Lenders and lending teams




Loan details