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The photo shows Mrs. Ruos C. selling various items from her own store in her home. She is 28 and married, and has been blessed with three children: two are single and one is married and lives separately. Her husband is a truck driver for a small company.

Ruos C. is a busy woman who works hard every day at her business operations in order earn the money to help support her family. She will use part of this Kiva loan as capital to purchase a market store where she will sell vegetables, and the rest of the loan to buy more items to sell.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 66
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Ruos to purchase a market store where she will sell vegetables.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jun 17, 2009
Jul 6, 2009
Currency Exchange Loss:
Apr 15, 2010