A loan helped to pay his children's school fees.


Galuk's story

Galuk is a maize farmer from Maraba village. He is happy to be a member of Babban Gona, a partner in the fight against poverty. Building on his previous input loan, Galuk expects to reap up to 35 bags/hectare of maize, double the national average of 18 bags/hectare in Nigeria.

Babban Gona will provide Galuk with a harvest advance loan, a cash payment equal to the price of his maize at harvest, to help him meet pressing personal needs. During the harvest, Galuk will access key services, such as quality threshing and harvesting amenities, which will enable him to thresh his produce on time. This will ensure that pests, which can significantly reduce his harvest yield and subsequently negatively impact his income, don’t affect his produce.

With Babban Gona’s support, Galuk will store his maize at harvest and sell it later for up to 40% more than the market price. With his maize stored, Galuk can generate earnings of up to $1,000/hectare, more than four times the average Nigerian farmer’s annual income.

With this cash advance and added income, Galuk will be able to pay his children’s school fees, enabling them to access quality education, which prior to his membership in Babban Gona he would have had difficulty doing.


This loan is special because:

It gives farmers flexibility to sell their crops for the best price.



Loan details


Lenders and lending teams




Loan details