A loan of $3,000 helps eliminate interest payments so I can keep more of what I earn.


Alexander's story

"Lightning in a Bottle". "A One-Man Army". "You turn the obstacles into your life into crusades to overcome". "What was once your weakness is now one of your greatest strengths" - these are all words have been used to describe me by friends and colleagues. While I have been set back a few times from unexpected events in my life, not once have they ever discouraged me from recuperating mentally, physically, financially so I can continue toward reaching for my dreams. While I have always been on top of my finances, interest payments are devouring most of my profits. With a loan from Kiva, I hope to eliminate my interest payments so I can keep more of what I earn, invest in my business, and save for the future.


This loan is special because:

It helps a young entrepreneur expand his IT business in south Florida

Kiva staff



Loan details


About Ryoga Independent LLC

Industry: Education
Years in operation: 1 year - 3 years
Website: ryoga.org

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Repayment schedule

Loan details



Repayment schedule