V. Nguyễn Thị (335991100) is a 35-year-old female living in the town of Phúc Yên. She is married and has two school-aged children. To make a living, V. owns & operates a specialized retail store. While not the only means for generating revenue, the main source of income for the business comes primarily from selling internet connections & services in the local community. V. has been engaged in this business for over seven years and earns approximately 4000000 VND a month from these activities.
In 1999, V. joined TYM Fund to gain access to financial services to help improve her living situation and ability to engage in business activities. V. has successfully repaid a previous loan of 9000000 VND from TYM Fund. This previous loan was used to purchase additional products to sell. V. is now requesting a new loan of 10000000 VND, which will be used to invest in expanding the business. The loan will be the ninth loan taken out V. from TYM Fund. V. plans to use the additional revenue generated from the business to improve/expand her business.