X. Vương Thị Hải (326030733) is a 54-year-old female living in the town of Phúc Yên. She is married and has two adult children.
X. owns and operates a business providing hairdressing and beauty services to local community members. She has been engaged in this business for over five years and earns approximately 4,000,000 VND a month.
In 1999 X. joined TYM Fund to gain access to financial services to help improve her living situation and her ability to engage in business activities. She has successfully repaid a previous loan of 15,000,000 VND from TYM Fund. This previous loan was used to invest in expanding her business.
X. is now requesting a new loan of 20,000,000 VND which will be used to purchase materials needed to provide service. The loan will be her 7th from TYM Fund. She plans to use the additional revenue generated from the business to improve and expand her business.