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Emilio Guitiérrez R. is 50 years old and is single. He lives with his mother in Cochabamba in a neighborhood on the edges of town. He takes care of his mother because he is her only child. He has worked with dairy cattle for 20 years and produces cheese, which he sells at a local market.

He also buys and sells cattle on Tuesdays and Saturdays each week in order to generate a little extra income. With the loan he will buy one dairy cow so that he can produce more cheese and increase his earnings.

In the future, he would like to take out another loan so he can increase his cheese production.
View original language description ↓
El Sr. Emilio Gutiérrez R. tiene 50 años, es soltero. Vive con su madre en Cochabamba en un barrio periurbano. Cuida de su madre ya que es el único hijo. Trabaja con el ganado lechero desde hace 20 años y produce queso el cual vende en un mercado de la zona.

También se dedica al comercio de ganado, los días martes y sábado de cada semana para poder generar un poco más de ingresos. Con el préstamo quiere comprar una cabeza de ganado lechero para poder producir más queso e incrementar sus ingresos.

En un futuro desea sacar otro préstamo para poder incrementar más su producción de quesos.

Additional Information


CIDRE is a Bolivian microfinance institution with a strong social commitment to the community. It works to provide quality financial services to rural and peri-urban borrowers, focusing primarily on agricultural loans for dairy farmers and micro-enterprises. CIDRE targets segments of the population that have not traditionally had access to credit, and invests in much-needed community development projects. It is currently working with coca farmers in the Chapare region to replace coca with less controversial crops. Get more involved by joining the Friends of CIDRE lending team.

About Bolivia

  • $5,500
    Average annual income
  • 122
    View loans »
    Bolivia Loans Fundraising
  • $36,721,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Emilio to buy a dairy cow.
100% repaid
Repayment Term
37 months (Additional Information)
Repayment Schedule
Jun 25, 2009
Jul 6, 2009
Currency Exchange Loss:
Feb 8, 2012