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Cheam P., 49, raises livestock and is a local rice cultivator too, with an income of US$2 per day. She lives in Takeo Province with her husband and her two children who are all employed as garment factory workers. Since 1998, her husband has always traveled far to do business in Phnom Penh as a motor-taxi driver with an income of US$7 per day.

P. wants to take a loan of US$1,200 to buy equipment for one of her sons to begin a business of repairing motors in the village. By operating this job for her son, she will have more labor force to help generate more income for the family’s expenses and use.

P. was not available for the photo, so her husband is pictured instead with his motorbike.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 73
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Cheam to buy equipment for a motor-repair shop for her son.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jun 16, 2009
Jul 3, 2009
Currency Exchange Loss:
Jun 15, 2010