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Nasreen Kosar Muhammad Ali Group
In this Group: Nasreen Kosar, Shamshad , Rubi , Asifa
Nasreen kosar baji is the wife of M. A. who has lived in Chichawatni, Pakistan for the last 11 years. Her husband has a fruit selling business. He buys fruit wholesale from the wholesalers, sells to the fruit shops, and earns income. Nasreen baji is a very responsible lady. She takes care of her family. She is applying for a loan to buy seasonal fruits to increase her husband’s fruits selling business.

Nasreen baji is seated with her group members, carrying her grandson. The one next to her is named Shamshad baji and she wants a loan to buy wheat to sell. The third is Rubi baji who wants a loan to buy an auto-rickshaw (a local three-wheeled motor vehicle). The fourth is Asifa Noreen who also wants an auto-rickshaw (a local three-wheeled motor vehicle).

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 376
    View loans »
    Pakistan Loans Fundraising
  • $16,478,525
    Funds lent in using Kiva
  • 80.7
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Nasreen Kosar Muhammad Ali Group's $1,000 loan helped a member to buy seasonal fruits to sell.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jul 7, 2009
Jul 3, 2009
Currency Exchange Loss:
Jul 15, 2010