A loan of $525 helped to purchase inventory for her store.

Noelia's story

Noelia Téllez García runs a general store in the municipal market in Chinandega, the capital of the department of Chinandega, near Honduras and only one block from the beautiful El Calvario Church.

“Variedades Noelia” or Noelia’s Variety is the name of her store where Doña Noelia sells a range of products, including hair combs and accessories, razors, pens and pencils, toothpaste, keychains, dolls and other gifts.

A 50-year-old mother and grandmother, Doña Noelia has run her store for 15 years. Before that she was a street vendor. This is her third loan with Kiva and her 24th with Kiva microfinance partner, CEPRODEL. Doña Noelia has successfully repaid her previous loans, including her first Kiva loan of $800 and her second loan of $400.

The previous loans were used to purchase additional products to sell. With this new loan she can have cash on hand to increase her inventory and obtain product discounts.


Founded in 1991, the Centro de Promoción del Desarrollo Local (CEPRODEL) is a nonprofit organization (NGO) based in Managua that provides socioeconomic development programs in rural and urban communities throughout western Nicaragua. More than 75% of Kiva’s CEPRODEL loans are to women. Join the Fans of CEPRODEL Kiva Lending Team at http://www.kiva.org/team/ceprodel_nicaragua.

Loan details

Lenders and lending teams

Loan details