A loan of $1,100 helped a member purchase of cosmetics and clothing for resale.


Djiguiya (L’Espoir) Group's story

“Djiguiya” (hope) is a group of 5 women from the Moussabougou neighborhood of the town of Koutiala (Sikasso region) who have known each other for years. They have an average age of 38, are married, and the mothers of at least 4 children.



They have various businesses, among others, selling cosmetics, clothing, soap, etc. Wishing to increase the size of their businesses, the members decided to join the loan program of the micro-finance institution Soro Yiriwaso with whom, they are on their third solidarity loan.



This loan will be used to buy a big quantity of cosmetics and clothing in Bamako (capital of the Republic of Mali) from wholesalers. They sell their merchandise retail, for cash or credit, to a clientele composed of women and some men. They have experience in their respective sectors, and with this new loan they expect to make an average profit of 115,000 F CFA over the course of the loan cycle. This profit will be used to reimburse the interest on the loan and cover current family expenses.



In future each of the members of this Djiguiya group expects to receive a bigger loan, either in order to open a cosmetics shop or to expand and diversify her business.

In this group: Fanta , Adama, Raki , Kadia , Bintou

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Translated from French by Kiva volunteer Teresa Kramer



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