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H. Valeh is 46. He is an internally displaced person (IDP) from Nagorniy Karabakh. He has a big family of 5 children. At first, it was enough to have 1 cow and a calf, but later, to cover family needs, keeping another cow and calf became a necessity. He borrowed $1200 from Agroinvest CU to buy 1 cow and 1 calf.

Additional Information

About Aqroinvest:

Aqroinvest Credit Union was founded in 2001 by a group of 32 farmers from Imishli. It has since grown to become the largest credit union in Azerbaijan, owned by its more than 5,400 borrowers and boasting a portfolio of nearly US$12 million.
AqroInvest is focused on providing loans to the following groups of people: rural farmers, people living in distant southern villages with little or no access to finance and internally displaced people and refugees, many of whom lost their homes and livelihoods during the violent conflicts in the 1990s.

In May 2011, Aqroinvest started a new project with Kiva proving higher education loans to students. The project gives students the support and financing they need to continue their education and helps pay for tuition fees at various universities in Azerbaijan. Aqroinvest is the first credit union in the country to offer students loans.

About Azerbaijan

  • $10,800
    Average annual income
  • 26
    View loans »
    Azerbaijan Loans Fundraising
  • $14,891,825
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Valeh purchase 1 cow and 1 calf.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Jul 4, 2007
Jun 13, 2007
Currency Exchange Loss:
Feb 15, 2009