Theresa A. is married with a child who is currently in school. She is 48 years old. She loves trading and trades in used dressing bags and purses. She wants to use the loan to include the sale of ladies’ shoes and slippers. She hawks and treks to other nearby towns to sell her goods. She has been in business for some time now and wants a loan to expand her business. Theresa hopes to use part of her proceeds to finance her child’s education.