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Zhumabubu's Group
In this Group: Zhumabubu, Kulzhan, Cholponbiubiu, Aisuluu
This loan group’s leader, Zhumabubu, is a widow and mother of three daughters and one son. Since her husband’s death. she has been getting support from husband’s relatives. She started her business with only two sheep that were given as a wedding present by her parents. Now she has four cows and two calves.

After an unhappy marriage. her eldest daughter got divorced and now stays with Zhumabubu. She helps her around the house and sells the milk from the cows. Her son and little daughter go to school. Another daughter lives with her husband. Each month, Zhumabubu earns around seventy dollars from selling the milk. She has even been able to buy a new track for the house. She does not like standing on the same spot.

Now, Zhumabubu needs a loan to purchase one more cow to increase the amount of milk she produces per day. This will help her tremendously to prepare her two children for a new school year and buy them new clothes and school supplies. Zhumabubu’s dream is to open and run a shop near her house.

Kulzhan, Aisuluu, Cholponbubu are like Zhumabubu -- women who do not hesitate to try new things and change their lives. They wisely use what they have been endowed with to grow and go forward.

Kulzhan, a divorced woman, is the mother of one daughter. She makes her living by selling women’s shoes. She has been doing this only for a few months and she already makes a good profit. She needs a loan to purchase new goods and refill her shop.

The other member, Aisuluu, is married and has one daughter and one son. It was easy for them to start raising livestock, because her husband and son were engaged in farming. Now Aisuluu needs a loan to purchase one more cow and sell its milk. With the rest of the loan, they intend to purchase hens.

Cholponbubu is fifty one, divorced, and has five children. Her children work abroad and send her money each month. She needs a loan to buy furniture to make her house a better place. She plans to start her own business soon.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 36
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,533,825
    Funds lent in using Kiva
  • 43.1
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Zhumabubu's Group's $1,525 loan helped a member to purchase two cows, one hen, increase the inventory of a shop and by furniture.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 23, 2009
Jun 30, 2009
Currency Exchange Loss:
Jan 15, 2010