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Tumua S., 49, is married with two children. She has many years of experience in her plantation and vegetable garden business. She sells to the public and villagers three days per week and expects her weekly net cash flow to be 450 Tala (~187 USD). She has three previous loans with SPBD.

SPBD loans are Tumua’s only access to capital because she was never able to qualify for a loan with the traditional banks. She is happy to support the program because she believes it gives her much help in her financial need.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 63
    View loans »
    Samoa Loans Fundraising
  • $8,626,150
    Funds lent in using Kiva
  • 2.7
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Tumua to purchase chemicals, tools and pesticides for improving her business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 26, 2009
Jul 1, 2009
Currency Exchange Loss:
Jul 17, 2010