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Vaoiva M., 50, is married with eight children. She has many years of experience in the chicken farm business. She sells to the public and villagers during every day of the week.

Vaoiva has requested a loan in order to buy tools, such as materials to build fences for the housing of her chickens. This will be her first loan with SPBD. She expects her weekly net cash flow to be 350 Tala (about $145).

SPBD loans are Vaoiva’s only access to capital because she was never able to qualify for a loan with the traditional banks. She is very happy to obtain this loan and hopes to become a long-term participant in the program. She appreciates their much-needed help.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 63
    View loans »
    Samoa Loans Fundraising
  • $8,626,150
    Funds lent in using Kiva
  • 2.7
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Vaoiva to buy tools such as materials to build fences for the housing of her chickens.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 23, 2009
Jul 1, 2009
Currency Exchange Loss:
Jul 16, 2010