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Yamileth is 51-years old and unmarried. She works as Education Representative in the Santo Tomas municipality. She has 3 grown-up children who live with her and help out with household expenses. Yamileth's work schedule is from 8:00 to 5:00 p.m. during normal times, but usually she doesn't have a set schedule.

She is requesting her first loan to replace the roof of her home. It is rather run down and leaks in the winter, so she wants her children and grandchildren to have peace of mind this winter. Yamileth is known as a responsible, honest person with a sincere desire to overcome any challenges.
View original language description ↓
Yamileth es soltera, de 51 años de edad, trabaja como Delegada de Educacion en el Municipio de Santo Tomas, tiene 3 hijos todos mayores los que habitan con ella, aportan para los gastos del hogar, tiene un horario de trabajo de 8 a 5 pm. En tiempos normales, pero la mayoria del tiempo no tiene horario de salida, esta solicitando su 1er credito para utilizarlo para cambiar el techo de su casa, ya que esta bastante deteriorado y con el invierno se moja, pues quiere que sus hijos, sus nietos y ella tener un poco de tranquilidad en este invierno. Se le conoce como una persona responsable, honesta y con muchos deseos de superacion.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 84
    View loans »
    Nicaragua Loans Fundraising
  • $25,792,450
    Funds lent in using Kiva
  • 19.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Yamileth repair of the roof of her house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 27, 2009
Jul 2, 2009
Currency Exchange Loss:
Jul 15, 2010