Agnes D. is thirty-five years old. She is married and has five children. Her children, two sons and three daughters, are currently in the senior high, junior high and the primary schools. She lives with her husband and children in a rented apartment in a commercial town, called Dwenase, in the Western Region. Dwenase is a suburb of Sefwi-Wiawso, the district capital. Her husband is a farmer. Agnes is a trader. She trades in corn dough. She sells from a tabletop stall at the market square. She also supplies to food vendors in her community. Agnes wants a loan to buy bags of maize in bulk. She buys from nearby communities. Agnes has been in this business for four years. She aspires to expand her business and to give her children good education.