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Las Ocho Abejitas Group
In this Group: Grethel, Edith, Lucia, Alba Nidia, Lucina, Milka, Mirna , Mercedes
Communal bank: Las Ocho Abejitas
Time period of the loan: 8 fortnights
Total amount: 37.000.00 Mexican pesos
Disbursal date: June 23, 2009

Grethel K. Rodríguez is a 38-year-old married woman. She is enterprising, responsible, and is a native of Tierra Blanca in Veracruz. She currently represents the communal bank, "Las ocho abejitas" (Eight Little Bees). They decided to name their group this because they like to work as a team like bees do.

Grethel used to study medicine, but because of the economic situation of her family, she could no longer afford to study it, so she quit school to look for a job to improve her and her family's quality of life. She decided to go to a beauty academy to be able to start her own salon. She says she will use this small credit that FRAC is offering her to buy more beauty items so she can offer a better service and improve her work.

Grethel's dream is to become an important beauty advisor and to be known around the world. She wants to have a big business, tohave more clients, and to give beauty classes so other people can increase their incomes. She has done this work for 19 years, and she really likes her work and sharing her knowledge with people who are truly interested in learning. She has a lot of patience for teaching. She has told us that she hasn't found another institution that works as hard and as transparently as Fundación Realidad.

Currently this group is made up of eight enterprising and active women. Each of them has a productive job.

This is the group's first loan, and they are requesting a credit of 37,000 pesos with an average loan of 4,625 pesos for each member. With this resource, they will improve their productivity and quality of life.

The members of the group and their businesses are:

Grethel K. Rodríguez: beauty service
Edith M. M.: carwashing service
Mercedes Rodríguez A.: merchandise sales
Mirna C. B.: perfume sales
Milka Rodríguez R.: grocery sales
Lucina Terán P.: piñata and craft sales
Alba Nidia Gutiérrez H.: shoe repair service
Lucia Díaz Marín: grocery sales
View original language description ↓
Grupo Solidario: Las Ocho Abejitas
Plazo del crédito: 8 catorcenas
Monto total : $ 37.000.00
Desembolso 23 de Junio del 2009

Grethel K. Rodríguez :Ella es una mujer de 38 años casada, emprendedora y responsable originaria de Tierra Blanca Veracruz, actualmente ella representa al grupo solidario las ocho abejitas, decidieron ponerle ese nombre al grupo ya que cuenta la señora Grethel que le gusta trabajar en grupo como las abejitas.

La señora Grethel estudiaba medicina , pero al ver que la solvencia económica de su familia ya no le alcazaba para sostener sus estudios, opto por dejar la carrera y así buscar un trabajo para mejorar su calidad de vida de Ella y su familia, decidió cursar en una academia de belleza y así poner su propia estética, cuenta la señora Grethel que este pequeño crédito que FRAC le brinda lo utilizara para comprar mas artículos de belleza y así brindar un mejor servicio y a su vez mejorar su trabajo.

Los sueños de la señora Grethel, es llegar hacer una gran cultora de belleza, reconocida por todo el mundo, tener su establecimiento más grande y tener más clientes, a su vez dar cursos de belleza, para que otras personas puedan incrementar sus ingresos. Ya que dice llevar 19 años con su actividad, además que le gusta mucho este oficio, compartir todo su conocimiento a personas que de verdad se interesen aprender, dice tener mucha paciencia para la enseñanza, comenta no había encontrado una institución que trabaje transparente y firme como Fundacion Realidad.

Actualmente el grupo esta conformado por ocho mujeres, emprendedoras y activas todas cuentan con una actividad productiva.

Este grupo se encuentra en su primer ciclo( primer crédito) están solicitando un crédito de $37.000.00 con un promedio por cada integrante de $4,625.00, ya que con este recurso mejoraran en sus actividades productivas y su calidad de vida.

El grupo lo conforman:

Grethel K. Rodríguez: servicio de belleza
Edith M. M.: servicio de lavado de autos
Mercedes Rodríguez A.: venta de mercería
Mirna C. B.: venta de perfumería
Milka Rodríguez R.: venta de abarrotes
Lucina Terán P.: venta de piñatas y manualidades
Alba Nidia Gutiérrez H.: servicio de renovadora de calzado
Lucia Díaz Marín: venta de abarrotes

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $15,600
    Average annual income
  • 37
    View loans »
    Mexico Loans Fundraising
  • $22,539,700
    Funds lent in using Kiva
  • 13.3
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Ocho Abejitas Group's $2,800 loan helped a member to purchase more beauty items to be able to provide better service and improve their work.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jun 23, 2009
Jul 2, 2009
Currency Exchange Loss:
Nov 15, 2009