La Esperancita Group
The group La Esperancita is native of the city of Masaya located in Las Conchitas. They equally have their own economic activities and depend completely on them. They are well known for this activity in their neighborhoods.
Doña María Antonia is dedicated to making and selling nacatamales (type of tamale). She makes them in her home and sells them in her area. She lives with her granddaughter. She has been a widow for various years and her business takes care of their expenses. She dreams of being able to improve her home so that when she is older she can feel more comfortable.
Susana is dedicated to butchering pork. She has many years' experience in this business. She has three small children who are school age. She is the group's coordinator. Her husband helps her with the bills. He works as a carpenter. She says that her business is for her and she buys what she wants for herself and her children. She dreams of improving her business and also improving the standard of living for her family.
Isela is an older woman with a family and two children. They study in the neighborhood school. They help her with the business raising and slaughtering pigs. Her business guarantees food for her family and it is because of this that she is a very important decisionmaker in her home.
El grupo solidario La Esperancita es originario de la ciudad de Masaya, de la comarca Las Conchitas, ellas por igual tienen sus actividades económicas y dependen solo de ellas, son bien conocidas por esta actividad en sus barrios.
Doña María Antonia se dedica a la elaboración y venta de nacatamales, los hace en su casa y los vende en la comarca, vive con su nieta, es viuda desde hace varios años y su negocio la mantiene con sus gastos. Sueña poder mejorar su casa para cuando esté mayor sentirse más cómoda.
Doña Susana se dedica al destace de cerdo, tiene muchos años de experiencia en este negocio, tiene tres hijos pequeños en edad escolar es la coordinadora del grupo,su esposo le ayuda con los gastos del hogar, trabaja en carpintería, ella expresa que su negocio es de ella y compra lo que ella quiere para ella y sus hijos. Sueña con mejorar su negocio y así mejorar el nivel de vida de su familia.
Doña Isela es una mujer mayor con una familia 2 hijos , ellos estudian en la escuela del barrio, le ayudan en el negocio de la crianza de cerdos y en destace. Su negocio le garantiza la alimentación de la familia y es por esto que ella es muy importante en las decisiones del hogar.
About ADIMLocated in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid