A loan helped to buy ice cream, clothing, and Yanbal products to sell which helps her pay university fees.

Julissa Dayana's story

Today Picoazá is known for its originality, its commerce and its religious festivals, the festivals of San Pedro and of San Pablo. It is a producer of vegetables, legumes, and tropical fruit (cucumber, tomato, eggplant, watermelon, cantaloupe, etc.) It has become a source of progress and is the main center of informal commerce of Manabí.

Julissa is 20 years old. She is single and has no children. She lives with her parents.

To obtain her own income and help towards the expenses of her university studies she has an ice cream shop and sells clothing to her friends, relatives, and her schoolmates. She sells blouses, sweatshirts, shorts, sandals, and Yanbal beauty products sold through catalog sales that her sister gives her to sell. She also has an ice cream shop at her parents’ house where she works from 9:00am to 10:00pm and here her sister and mother help her take care of customers.

This loan is going to be used to buy ice cream, clothing, and Yanbal products. She has been in the communal bank group for 5 cycles and she likes it for the good advice, health insurance, and because the group is responsible. Her dream is to finish her university degree and to be a good professional and also to have a boutique in her home.

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Translated from Spanish by Kiva volunteer Gail LeGrand.

This loan is special because:

It is accompanied by useful, real-life business training.

Loan details

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Loan details