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Morm T. is 30 years old and lives in Kampong Cham, Cambodia with her husband and their 3 children. Morm T. runs two businesses--running a watermelon plantation, and operating a small fishery with her husband. This loan will be used to invest in the plantation and improve the fishery so they can raise more fish. In the future, Morm T. wants to increase the size of the plantation so that she can afford to send her children to university.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 81
    View loans »
    Cambodia Loans Fundraising
  • $41,793,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Morm investing in watermelon plantation, and improving fishery.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jun 25, 2007
Jun 11, 2007
Currency Exchange Loss:
Jan 15, 2009